Commercial Insurance for Amazon Flex Drivers
To become an Amazon Flex driver, you must meet certain requirements depending on whether you’re considered a direct employee or a subcontractor for a delivery provider. Amazon hires independent contractors across the country to help the US Postal Service, UPS, FedEx, and other large package delivery services. One major requirement is commercial insurance for Amazon Flex drivers (who are the independent contracts hired by Amazon).
Commercial Insurance For Amazon Flex Drivers & Other Requirements
To work for Amazon as a delivery provider, you’ll be required to:
- Have a cargo van with a minimum of 300 cubic feet of cargo space
- Wear a uniform
- Complete a training course for safety and driving
- Have the minimum insurance requirements
To work as a flex driver, you will be required to:
- Complete a background check
- Have a smartphone with the app downloaded and installed
- Have the right vehicle size
- Have the appropriate driving license for your vehicle, as well as the minimum insurance requirements
The Minimum Insurance Requirements
In most cases, delivery drivers have minimum requirements for getting commercial insurance. But for Flex drivers, you’re only required to provide proof of your personal auto insurance in order to qualify for the Amazon Flex cover, which only applies when performing delivery duties for Amazon.
However, your personal auto policy is likely to become void if you engage in any kind of commercial activity with your vehicle. While some personal auto policies allow a certain extent of business use, courier services are prohibited.
To be sufficiently covered to use your vehicle for Amazon delivery, you need the right commercial auto policy. Some options also provide cover for personal use if requested on the policy, which is one of the requirements for Amazon Flex insurance cover. The appeal of commercial auto insurance is the fact that you will be covered for both personal and business use under a single insurance policy.
Get Help Finding The Best Commercial Insurance For Amazon Flex Drivers
With the surge of transportation network companies like Lyft and Uber, insurance providers have encountered new challenges in ensuring these independent contract drivers. Amazon Flex drivers must ensure that they’re properly covered before doing delivery work.
We have specialized agents that will help you find the best solution for your insurance needs, offering customized coverage plans unique to your business. Our rates are very competitive. You may request a quote either by calling our office @ 818.465.7860 or by filling out our quote form.