Under Amazon's DSP, drivers work for the independent delivery service partner for that area, who is also responsible for paying them, withholding taxes, and getting the necessary insurance covers, including workers' compensation and unemployment, as well as general liability insurance for the drivers, vehicles, and cargo. Amazon is not legally considered a joint employer, so it has no responsibility over the drivers.
Insurance for Amazon Delivery Service Partner Drivers
The delivery service partner is expected to uphold personal insurance for both the vehicles and drivers (employees) so it is compliant with laws in that particular region and state.
In addition to workers' comp, there are four primary coverage modules which are required in the state of California, including:
- Property damage - involves coverage of any damage to third-party property
- Personal injury - involves coverage of personal injuries when you're not at-fault
- Uninsured / underinsured motorist protection - provides additional coverage when the at-fault driver does not have or had insufficient liability insurance
- Bodily injury - which involves coverage of injuries sustained to over parties involved in an accident
Our Brookhurst insurance brokers can help you identify the minimum insurance requirements for the state of California, and the best provider so you can maximize your savings.
FAQs of California Insurance for Amazon Delivery Service Partner Drivers »
The minimum insurance in California is:
- $15,000 per person for bodily injury liability case
- $5,000 for property damage liability per accident
- $30,000 for bodily injury liability per accident
In some cases, depending on the severity of the accident, injury, or damage, these limits may not be enough to cover all liability needs. It does not necessarily cost you a lot more to raise your auto insurance limits.
Please contact our Brookhurst insurance brokers to discuss your options. We will help you find a good insurance provider in California, and find ways to reduce your insurance costs without risking your financial future.
For more information regarding insurance coverage we provide for Amazon Flex drivers, please call us @ 818.465.7860 & we’ll assist you with any questions, concerns, or inquiries you may have. We may also be conveniently contacted online using our online contact form.
