*Brookhurst Insurance Services is licensed nationwide to provide delivery service insurance products such as workers compensation, commercial auto, general liability, and cargo insurance.
If your business involves transporting goods for a fee, whether it’s delivering appliances for e-customers, parcels, or prepared meals, you need to protect your interests on the road by getting comprehensive business insurance. Considering that your employees will be constantly on the road, handling other people’s properties, the risks of a delivery business are very different from other businesses, even those in the transport industry.
The success of your company depends on the safety of your employees, delivery vehicles, and goods. Brookhurst Insurance brokers can help you get the necessary insurance cover to protect the hard work that it takes to build a successful delivery business: insurance for your business vehicles, drivers/employees, and the goods you’re transporting.
Types of Delivery Business Insurance
Whether your business is based entirely on delivery services or delivery is just one of your operations, you will likely need the following types of insurance:
General Liability Insurance
This is the base requirement for any size of delivery business. Commercial general liability insurance is intended to protect your company from everyday risks. This cover grows with simultaneously with your business, which means that any new locations and additional services and assets will also be automatically protected.
Your general liability insurance package will likely provide cover for:
- Premises liability - this cover protects you from accidents that occur either on your business property or other job locations, such that it can pay for medical bills resulting from the injuries, as well as for damages and repairs to the client’s property.
- Completed operations coverage - this option protects you from damages that may result from mistakes or problems with a completed delivery, such as making the wrong delivery to a client that causes them to suffer delays or even losses because of your mistake.
In addition to general liability insurance, you also need workers’ comp insurance to protect your employees when performing their duties, business auto insurance to protect your delivery vehicles, and several other coverages.
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Finding affordable, comprehensive insurance for your delivery service business requires a lot of research, time and effort. Alternatively, you can work with your Brookhurst insurance agent to create a custom comprehensive plan that takes into account all the aspects of your business and the potential risks. If you currently have an insurance plan in place, our agents can also help to modify or upgrade your coverage so it provides adequate protection for your company.
Brookhurst Insurance agents will help to protect your business interests cost effectively. Request a quote online or call 818.465.7860 to speak with a delivery service business insurance agent today!
