*Brookhurst Insurance Services is licensed nationwide to provide delivery service insurance products such as workers compensation, commercial auto, general liability, and cargo insurance.
Amazon hires independent contractors across the country to help the US Postal Service, UPS, Fedex, and other large package delivery services. These independent contract drivers are known as Amazon Flex drivers.
To become an Amazon Flex driver, you must meet certain requirements depending on whether you’re considered a direct employee or a subcontractor for a delivery provider. If you’re looking to venture into the package delivery business as an Amazon Flex driver, Brookhurst insurance agents can help you meet the insurance requirements so you’re accepted and adequately protected while working.
FAQs of Amazon Flex Insurance »
The Minimum Auto Insurance Requirements
In most cases, delivery drivers have minimum requirements for getting commercial insurance. But for Flex drivers, you’re only required to provide proof of your personal auto insurance in order to qualify for the Amazon Flex cover, which only applies when performing delivery duties for Amazon.
However, your personal auto policy is likely to become void if you engage in any kind of commercial activity with your vehicle. While some personal auto policies allow a certain extent of business use, courier services are prohibited.
To be sufficiently covered to use your vehicle for Amazon delivery, you need the right commercial auto policy. Some options also provide cover for personal use if requested on the policy, which is one of the requirements for Amazon Flex insurance cover. The appeal of commercial auto insurance is the fact that you will be covered for both personal and business use under a single insurance policy.
Brookhurst Insurance Can Help You Get the Right Commercial Insurance
With the surge of transportation network companies like Lyft and Uber, insurance providers have encountered new challenges in ensuring these independent contract drivers. Amazon Flex drivers must ensure that they’re properly covered before doing delivery work.
Commercial insurance does not always imply high premiums. In fact, many commercial policies are somewhat similar in premium to personal auto policies, yet they provide additional cover. Contact Brookhurst agents today for help getting the right cover.
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Finding affordable, comprehensive insurance for your delivery service business requires a lot of research, time and effort. Alternatively, you can work with your Brookhurst insurance agent to create a custom comprehensive plan that takes into account all the aspects of your business and the potential risks. If you currently have an insurance plan in place, our agents can also help to modify or upgrade your coverage so it provides adequate protection for your company.
Brookhurst Insurance agents will help to protect your business interests cost effectively. Request a quote online or call 818.465.7860 to speak with a delivery service business insurance agent today!
