*Brookhurst Insurance Services is licensed nationwide to provide courier insurance products such as workers compensation, commercial auto, general liability, and cargo insurance.
If you depend on your car to run your business, whether you’re visiting clients at different locations, driving to different offices, or transporting cargo for a fee, then you should insure your car for commercial use. Considering that finding affordable standard car insurance is often a challenge, getting the right cover for courier services is much harder. Brookhurst Insurance brokers can help you get the right courier business car insurance that suits the size of your business and budget.
Courier Business Car Insurance for Additional Protection
In some cases, it may seem like courier business car insurance is an unnecessary cost, especially when the goods you’re delivering are of little financial value. But if you use your personal vehicle to make deliveries for your own courier business, it can protect you from expensive claims.
For instance, if you’re involved in a collision during a delivery and file a claim with your insurance based on a standard auto policy, your insurer can refuse to cover damages that occur when using the car for business. Similarly, your standard auto insurance cannot cover damages when robbers attack you and take off with legal documents containing confidential information, or offer any kind of help when the client sues you for damages.
Custom Courier Business Car Insurance
While standard car insurance covers commutes and social trips, business car insurance covers you when you drive wherever your job takes you. Another advantage of business car insurance is that you can insure multiple drivers who use the vehicle under the same policy, giving you peace of mind at a great discount. So even if one of your drivers is involved in an accident while using your insured personal vehicle, any damages will be adequately compensated.
Keep in mind that you only need to insure your car for use in business if it belongs to you. If, however, the car is leased or a business asset, then it should be insured by the company that leases or owns it.
Trouble finding the right courier insurance?
Courier insurance is typically offered as a package comprising coverage that is pertinent to your business. For help getting affordable and relevant courier business insurance, please contact Brookhurst Insurance Brokers today. We’ll help you access and compare different quotes to see how much you can save on your insurance.
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Courier business car insurance is typically expensive because of the high risk of the business. In addition to carrying all kinds of valuable items, like documents and electronics that need to be insured, you will also be spending hours on the road, covering lots of miles in sometimes under harsh weather, in risky areas, and generally challenging driving conditions. With these factors in mind, any courier insurance provider will impose high costs for good auto cover.
This is why it’s important to shop around for the right commercial auto cover that adds value to your business at the right price. Contact our Brookhurst Insurance Brokers for assistance finding the best commercial auto insurance cover for your courier business in any state across the US. Request a quote online or call 818.465.7860 to speak with a courier insurance agent today!
