Brookhurst Insurance provides workers compensation insurance to all types of businesses across the United States. We are located in Woodland Hills, California and are available to serve all of your business’ commercial auto insurance needs.
Brookhurst Insurance Agency focuses all its resources to assisting businesses in the transportation industry, including moving companies, to find the best workers’ compensation insurance that will reduce the overall cost of risks that their employees are exposed to, while attracting and retaining talent within their operations.
We Help You Get the Best Insurance Rates
Workers’ compensation coverage is one of the toughest insurance policies available for moving companies. Considering the risks that your employees are exposed to, whether loading/unloading a client’s possessions on to your trucks or transporting the valuables across the city or state, there are only a few insurance companies that are willing to provide workers’ compensation insurance at friendly rates.
Our insurance brokers are familiar with the criteria that providers use to provide moving companies with discounted rates, and will help you in every way possible. Generally, most insurance providers look for three things in a moving company to determine the rates:
- The quality of your claims management system
- Your reputation with your previous or other insurance carriers
- Any measures you take to promote work safety, like employee training and scheduled vehicle maintenance to minimize or avoid workers’ compensation claims
How to Get Discounts on Workers’ Compensation for Your Drivers
The type and amount of workers’ compensation insurance you need depends on a number of factors, including the size of your operations, the vehicles in your fleet, and how many drivers you have and their records.
If you or any of the other owners of your moving business drive your own truck, then your quote will be different from that offered to a company with a fleet of trucks and hired drivers.
On the other hand, if your business hires drivers, then you must satisfy state laws for your moving company insurance. Most states have strict insurance requirements for bodily injury coverage, employment liability, and property damage liability, in addition to workers’ compensation.
Our Brookhurst Insurance agents can help to ensure that your business is compliant with your state laws by getting all the necessary insurance coverages, and just as important, help you get the best rates possible for your size of business.
Insurance providers may offer your company various discounts such as:
- Claims-free discounts
- Discounts for insuring a fleet
- Discounts for hiring good, experienced drivers with no record
- New business discounts, especially with annual renewal
Workers’ compensation is a necessary cost to avoid non-compliance penalties by your state, expensive lawsuits from your employees, and to attract more business. Home and business owners know that they may be responsible if workers get injured on their property. So workers’ compensation is one of the criteria that your potential clients will use to determine whether or not they will hire you when relocating.
Even when working with independent contractors, instead of full-time employees, you must review their personal insurance policy to find out whether they provide coverage for work-related injuries. Otherwise, you may still need to provide them with workers’ compensation insurance to avoid claims resulting from the activities of your contractors.
Need Help with Workers’ Compensation Insurance for Your Moving Company?
Brookhurst Insurance helps you get the coverage you need to suit your moving company’s needs both in the short-term and long-term. As your business grows, so do your risks and rewards. Contact our brokers today to help you find the right workers’ compensation coverage for your size of business.
Get In Touch With Us
Please contact Brookhurst insurance agents online or call 818.465.7860 to help you find the right insurance package for your budget and needs as an Uber driver.