Amazon Flex is a delivery business. Like other transport businesses, the kind of insurance coverage required to venture into this business is commercial. Brookhurst insurance agents can help you get the necessary commercial insurance coverage to earn a living as an Amazon Flex driver in your state.
Different Commercial Insurance Coverage Options
Although you’re allowed to use your personal vehicle to make Amazon Flex deliveries, the fact that you’re using your vehicle for business invalidates your personal auto coverage. Similarly, if you use your personal vehicle both as a rideshare driver and an Amazon Flex delivery driver, then the commercial insurance coverage you took as a rideshare driver won’t apply in the event of any accidents when making deliveries. This is because of the difference in the service offered, and the service insured.
Generally, ridesharing insurance costs more than standard commercial insurance because it includes livery insurance. To qualify for Amazon Flex, you must have personal insurance cover, even though it won’t compensate you in the event of an accident. To be fully protected, you should bump it up to commercial motor vehicle coverage. Our Brookhurst insurance agents can help you find a special insurance policy for your line of work.
The Amazon Flex In-House Insurance Policy
Many courier and delivery services offer in-house insurance policies to their drivers at a discounted rate. Amazon Flex, for instance, has a pretty good policy for its drivers that it offers at no cost at all. Here’s what it includes:
- The primary liability clause offers up to $1 million per incident as vehicle liability to cover any damage to the third party - both the driver and property
- $1 million per accident for uninsured or underinsured motorists to cater for bodily injury to you and your passengers, as well as damage to your vehicle, in the event that the other motorist is at fault and doesn’t carry enough insurance.
- $50k per accident for comprehensive and collision contingency, which only covers Amazon Flex drivers who have comprehensive coverage on their personal auto policy. It caters for any damage to your vehicle caused by an incident when making deliveries for Amazon. A hefty $1,000 deductible also applies.
Why do i need Brookhurst insurance agents?
Even with Amazon Flex, you still require special insurance for your personal vehicle in order to qualify for the Amazon Flex package when making deliveries. Our agents will help you get the right comprehensive personal auto insurance for your vehicle that fits your budget and the requirements for Amazon.
Our Brookhurst insurance brokers will help to ensure that you're sufficiently protected when making Amazon deliveries in California.
Call 818.465.7860 or Click Here
For more information regarding insurance coverage we provide for Amazon Flex drivers, please call us @ 818.465.7860 & we’ll assist you with any questions, concerns, or inquiries you may have. We may also be conveniently contacted online using our online contact form.
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