As an Amazon Flex delivery partner, you’re expected to maintain the required insurance for delivering packages for Amazon in your region. All drivers are expected to carry their personal auto insurance cover, to which Amazon adds its Commercial Auto Insurance Policy at zero cost for the driver. This applies to all Amazon Flex drivers across the country, except New York.
The policy provides California drivers with:
- Auto liability coverage
- Underinsured motorist/uninsured motorist coverage
- Contingent comprehensive and collision coverage
There are a few limitations to the auto insurance policy. First, it only covers Amazon Flex delivery partners. This means that any passengers in the vehicle will not be covered. Second, it only applies to partners who have active personal auto insurance on the vehicle they're using to make deliveries. Third, the policy only applies when actively delivering within the delivery block. Fourth, if any other than the registered Amazon flex partner is driving when an accident occurs, the claim for any damage or losses incurred will be automatically denies.
Due to regulations within the state of New York, Amazon Flex coverage is not applicable to Flex drivers in the state. As such, Amazon drivers in New York require additional commercial insurance to be in compliance with New York state law. Please talk to our Brookhurst insurance agents for assistance in getting the right insurance cover for your needs.
One thing to keep in mind about Amazon Flex in California is that Amazon tends to match whatever personal insurance the Flex driver has while on the clock. Generally, even if you have total liability and collision for your personal vehicle, your personal insurance still won’t cover you for using your vehicle for business. But by virtue of having your own liability and collision policy, you qualify for Amazon Flex insurance package for up to 1 million dollars with a deductible of $1,000.
Amazon also only insures its drivers when they’re injured inside the vehicle, when making an Amazon-related drive. So if you slip and fall when making a delivery, or get attacked by a dog, Amazon won’t be liable.
For your peace of mind, please make sure you’re adequately insured and protected from all unfortunate events. Brookhurst insurance agents can help you get the cover you need within your budget.
Our Brookhurst insurance brokers will help to ensure that you're sufficiently protected when making Amazon deliveries in California.
Call 818.465.7860 or Click Here
For more information regarding insurance coverage we provide for Amazon Flex drivers, please call us @ 818.465.7860 & we’ll assist you with any questions, concerns, or inquiries you may have. We may also be conveniently contacted online using our online contact form.
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