Category Archives: Auto Insurance

Workers Comp for Tow Truck Drivers

Owing to the risks that tow truck drivers face, many insurance providers don’t provide workers’ compensation insurance for this industry, and those who do have very high rates. However, most, if not all, states require that employees in these occupations … Continue reading

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Workers Comp for Moving Companies

Moving is a stressful process, and most people and business choose to hire professionals to assist with the process. Considering that the job involves several risks, such as back injuries, slips and falls, auto collisions, and others that may happen … Continue reading

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Workers Comp for Non-Emergency Medical Transportation Subcontractors

Elderly patients and people with chronic illnesses and disabilities often rely on Non-Emergency Medical Transportation (NEMT) to get them to/from outpatient healthcare facilities in a timely manner. However, NEMT professionals are exposed to various risks as they perform their duties … Continue reading

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Workers Comp for Bus or Limousine Operations (class code: 7382)

Road users, especially drivers, face all kinds of risky situations, from hazardous road conditions to distracted or drunk drivers to oblivious pedestrians to reckless motorcycle riders. For bus and limo operations who’s drivers spend a lot more time on the … Continue reading

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Parcel Delivery Commercial Auto Insurance

As a parcel delivery driver using your personal vehicle for business, your basic auto insurance policy won’t cover you in the event of an accident when making deliveries. As such, you need additional cover for your vehicle and the goods … Continue reading

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Commercial Auto Insurance for Couriers

When working as a self-employed courier, or running a courier business with employee or rented vehicles, that car or van is your business, and the standard personal auto cover doesn’t cover the use of your vehicle for commercial purposes. To … Continue reading

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Commercial Rideshare Insurance

If you’re looking to get started in the rideshare business, you have probably heard that the concept violates personal auto insurance policies because of the “for-hire” service. This means that you need to find commercial rideshare insurance coverage that is … Continue reading

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